Do you want to invest in mutual funds, but would you also like the security of interest of a term deposit?
Choose your combination
- your investment is appreciated on an annual term deposit, which is 1/3 of the total investment, while 2/3 is appreciated in the fund of your choice
- you can invest in the Combi deposit from 1 500 € up to 60 000 €
Terms and Conditions
The client, a natural person who is not an entrepreneur, is granted a preferential interest rate:
3.25% p.a. for the Combi deposit bond if the following conditions are met:
- the client simultaneously invests in the Eurový dlhopisový fond on the day the term deposit is established in the deposit account,
- and the investment in the Eurový dlhopisový fond is at least twice the amount of the deposit in the term deposit in the deposit account from the date of establishment of the term deposit until its maturity date, but not less than EUR 1,000 and at the same time not more than EUR 40,000.
3,50 % p.a. for Combi deposit active if the following conditions are met:
- the client simultaneously invests in the Aktívne portfólio on the day the term deposit is established in the deposit account,
- and the investment in the Aktívne portfólio is at least twice the amount of the deposit in the term deposit in the deposit account from the date of establishment of the term deposit until its maturity date, but not less than EUR 1,000 and at the same time not more than EUR 40,000.
3,50 % p.a. for the Combi deposit thematic if the following conditions are met:
- the client simultaneously invests in the Fond reálnych aktív on the day the term deposit is established in the deposit account,
- and the investment in the Fond reálnych aktív is at least twice the amount of the deposit in the term deposit in the deposit account from the date of establishment of the term deposit until its maturity date, but not less than EUR 1,000 and at the same time not more than EUR 40,000.
In the event of non-compliance with any of the above conditions, the preferential interest rate will not apply and the Bank will charge interest on the deposit at the base interest rate of 0.01% per annum (this base interest rate will apply throughout the entire commitment period). The preferential interest rate is applicable to the Combi Deposit for non-business individuals only during the first Commitment Period (i.e. the first 12 months).
How to do it?
Just show your ID card - we will be happy to help you with everything else at any branch of Slovenská sporiteľna.
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Online via George
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Meeting in the branch
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This is a marketing communication. Please refer to the fund's Statute, the fund's Sales Prospectus and to the Key Information Document before making any final investment decisions. They can be obtained in Slovak language at all sales points of the management company and at www.erste-am.sk.
The mutual funds Eurový dlhopisový fond, Aktívne portfólio a Fond reálnych aktív are managed by Erste Asset Management GmbH, with registered office at Am Belvedere 1, 1100 Vienna, Austria, registered in the Commercial Register of the Commercial Court of Vienna under registration number 102018 b, which is doing business in the territory of the Slovak Republic through the organisational unit Erste Asset Management GmbH, pobočka Slovenská republika, with registered office at Tomášikova 48, 832 65 Bratislava, IČO: 51 410 818, registered in the Commercial Register of the Municipal Court of Bratislava III, Section: Po, Insert No.: 4550/B.
Investing in mutual funds is also associated with risk. The value of the investment may also decrease and there is no guarantee of a return on the amount originally invested. Past returns on an investment in mutual funds are no guarantee of future returns.
Assets in the Eurový dlhopisový fond, Aktívne portfólio and Fond reálnych aktív may be invested up to 100% in transferable securities and money market instruments issued or guaranteed by any EU Member State, provided that the assets in the fund must consist of at least six issues of such bonds and the value of any one issue may not represent more than 30% of the value of the assets in the fund.