Do you want to invest in mutual funds, but would you also like the security of interest of a term deposit?
Choose your combination
- your investment is appreciated on an annual term deposit, which is 1/3 of the total investment, while 2/3 is appreciated in the fund of your choice
- you can invest in the Combi deposit from 1 500 € up to 60 000 €
Terms and Conditions
The client, a natural person who is not an entrepreneur, is granted a preferential interest rate:
3.25% p.a. for the Combi deposit bond if the following conditions are met:
- the client simultaneously invests in the Eurový dlhopisový fond on the day the term deposit is established in the deposit account,
- and the investment in the Eurový dlhopisový fond is at least twice the amount of the deposit in the term deposit in the deposit account from the date of establishment of the term deposit until its maturity date, but not less than EUR 1,000 and at the same time not more than EUR 40,000.
4.00 % p.a. for Combi deposit real estate if the following conditions are met:
- the client simultaneously invests in the ERSTE Realitná Renta mutual fund (issue R01) on the day the term deposit is established in the deposit account,
- and the investment in the ERSTE Real Estate Renta mutual fund (issue R01) is at least twice the amount of the deposit in the term deposit in the deposit account from the date of establishment of the term deposit until its maturity date, but not less than EUR 1,000 and at the same time not more than EUR 40,000.
4.00% p.a. for the Combi deposit equity if the following conditions are met:
- the client simultaneously invests in the ESG fond dividendových akcií mutual fund on the date the term deposit is established in the deposit account,
- and the investment in the ESG fond dividendových akcií is at least twice the amount of the term deposit in the deposit account from the date of establishment of the term deposit to its maturity date, but not less than EUR 1,000 and not more than EUR 40,000 at the same time.
In the event of non-compliance with any of the above conditions, the preferential interest rate will not apply and the Bank will charge interest on the deposit at the base interest rate of 0.01% per annum (this base interest rate will apply throughout the entire commitment period). The preferential interest rate is applicable to the Combi Deposit for non-business individuals only during the first Commitment Period (i.e. the first 12 months).
How to do it?
Just show your ID card - we will be happy to help you with everything else at any branch of Slovenská sporiteľna.
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Meeting in the branch
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This is a marketing communication. Please refer to the fund's Statute, the fund's Sales Prospectus and to the Key Information Document before making any final investment decisions. They can be obtained in Slovak language at all sales points of the management company and at www.erste-am.sk.
Mutual funds Eurový dlhopisový fond, ERSTE Realitná Renta, ESG fond dividendových are managed by Erste Asset Management GmbH, pobočka Slovenská republika, with registered office at Tomášikova 48, 832 65 Bratislava, IČO: 51 410 818, registered in the Commercial Register of the District Court Bratislava III, Section: Po, Insert No.: 4550/B. Investing in mutual funds is also associated with risk. The value of the investment may also decrease and there is no guarantee of a return on the amount originally invested. Past returns on a mutual fund investment are no guarantee of future returns.
The ESG fond dividendových akcií is a feeder fund. At least 85% of the assets in this feeder fund are continuously invested in units of the master fund ERSTE RESPONSIBLE STOCK DIVIDEND.
Investing in the ESG fond dividendových akcií takes into account any sustainability-related characteristics or objectives of the fund that are set out in the fund's Statute and the fund's Sales Prospectus. Information on sustainability is available at https://www.erste-am.sk/sk/amslsp/zodpovedne-investovanie/zverejnenia-o-udrzatelnosti.
Assets in the Eurový dlhopisový fond may be invested up to 100% in transferable securities and money market instruments issued or guaranteed by any EU Member State.
The assets in the ERSTE Realitná Renta Fund are invested mainly in equity interests in real estate companies whose main activity is the holding, management and rental of their own real estate, where, due to the nature of real estate investments, the possibility of quick monetisation is limited.